Financial Calculators

Plan smarter with our interactive tools. All calculations are illustrative and based on assumed rates.

SIP Calculator

Calculate the future value of your monthly SIP investments.

₹500₹1,00,000
4%30%
1 yr40 yrs

* This is an illustrative calculation. Actual returns may vary. Mutual Fund investments are subject to market risks.

TOTAL CORPUS
₹11.6L
Future value at maturity
Amount Invested ₹6.0L

Estimated Returns ₹5.6L

Total Value ₹11.6L
Start Your SIP Today →

Lumpsum Calculator

Calculate growth of a one-time lump sum investment.

* Illustrative only. Actual returns depend on fund performance and market conditions.

MATURITY VALUE
₹3.1L
Future value at maturity
Amount Invested ₹1.0L

Estimated Returns ₹2.1L

Total Value ₹3.1L
Invest a Lumpsum Today →

Inflation Calculator

Understand how inflation erodes the purchasing power of your money over time.

FUTURE COST
₹89,542
What ₹50,000 today will cost in 10 years
TODAY
₹50,000
IN FUTURE
₹89,542
Purchasing power reduced by 44%
Current Value ₹50,000

Inflation Erosion ₹39,542

Required in Future ₹89,542
Beat Inflation – Invest Now →

Retirement Calculator

Find out how much you need to save monthly to retire comfortably.

REQUIRED CORPUS
₹8.5 Cr
Total retirement fund needed
Years to Retirement 30 yrs

Monthly Expense at Retirement ₹2.87L

Monthly SIP Required ₹12,500

Required Corpus ₹8.5 Cr
Plan Your Retirement →

Education Planning Calculator

Calculate how much to save for your child's higher education.

EDUCATION CORPUS NEEDED
₹31.7L
Future cost of education
Current Cost ₹10L

Inflation Impact ₹21.7L

Monthly SIP Required ₹6,800

Total Corpus ₹31.7L
Start Education Plan →

Wedding Planning Calculator

Plan and save for the perfect wedding without financial stress.

WEDDING CORPUS NEEDED
₹28.1L
Inflation-adjusted wedding cost
Current Budget ₹20L

Inflation Impact ₹8.1L

Monthly Savings Needed ₹38,500

Total Needed ₹28.1L
Start Wedding Fund →

Vacation Planning Calculator

Save systematically for your dream holiday without dipping into savings.

VACATION FUND NEEDED
₹3.37L
Inflation-adjusted trip cost
Current Budget ₹3.0L

Inflation Impact ₹37,080

Monthly Savings Needed ₹13,400

Total Needed ₹3.37L
Start Vacation Fund →

Step-Up SIP Calculator

See how increasing your SIP each year dramatically multiplies your corpus.

₹500₹50,000
5%50%
4%30%
1 yr40 yrs

* Each year your SIP increases by the step-up rate. Even a small annual increase creates a dramatically larger corpus.

TOTAL CORPUS
Future value with annual step-up
Amount Invested

Estimated Returns

Total Value
Start Step-Up SIP Today →

Limited Period SIP Calculator

Invest for a fixed period, then let your money grow untouched.

₹500₹50,000
1 yr30 yrs
0 yrs30 yrs
4%30%

* After the SIP period ends, the accumulated corpus continues to compound — often doubling or tripling without additional investment.

TOTAL CORPUS
After SIP period + extension
Amount Invested

Corpus After SIP Period

Growth During Extension

Total Corpus
Plan Your SIP →

Life Insurance Need Calculator

Discover the right life cover amount to protect your family's financial future.

₹1L₹1 Cr
5 yrs40 yrs
₹0₹1 Cr
₹0₹1 Cr

* Based on the Human Life Value (HLV) method. Consult an advisor for a fully personalised recommendation.

RECOMMENDED COVER
Minimum life insurance required
Income Protection

Add: Outstanding Liabilities

Less: Existing Cover

Cover Required
Get Insurance Advice →

Home Loan vs SIP Calculator

Compare your home loan interest cost against investing the same EMI in mutual funds.

₹5L₹3 Cr
5 yrs30 yrs
6%15%
6%20%

* Illustrative comparison only. Property value appreciation is not factored in.

MONTHLY EMI
vs same amount invested as SIP
Total Paid to Bank

Total Interest Cost

SIP Corpus (same EMI)

SIP Gain vs Loan Cost
Get Expert Advice →

EMI Calculator

Calculate monthly instalments on any loan — home, car, or personal.

₹50K₹1 Cr
5%25%
1 yr30 yrs

* EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1). Processing fees and prepayment charges are not included.

MONTHLY EMI
Per month for loan repayment
Loan Amount (Principal)

Total Interest

Total Amount Payable
Plan Your Finances →

Dream Car Calculator

Save systematically and drive your dream car debt-free.

₹3L₹50L
1 yr15 yrs
2%12%
5%18%

* Start saving now and avoid paying interest on a car loan. Small monthly SIPs add up fast!

CORPUS NEEDED
Inflation-adjusted car price
Current Car Price

Inflation Impact

Monthly SIP Required

Total Needed
Start Your Car Fund →

Cost of Delay Calculator

See the real price of postponing your investments — every year you wait costs you more than you think.

₹500₹1L
4%30%
5 yrs40 yrs

* The best time to invest is always today. Even a 1-year delay results in a significantly smaller corpus.

START NOW CORPUS
Maximum potential wealth
Start Now

Delay 1 Year

Delay 3 Years

Delay 5 Years

Cost of 5-Year Delay
Start Investing Today →

Birthday SIP Calculator

An annual lump sum investment on your birthday — turn celebrations into lasting wealth.

₹1K₹5L
4%30%
1 yr40 yrs

* One lump sum each year on your birthday, compounded annually. A meaningful gift to your future self — or your child's.

TOTAL CORPUS
Annual birthday investment grows to
Total Invested

Estimated Returns

Total Value
Start Birthday SIP →

SWP Calculator

Systematic Withdrawal Plan — generate a regular monthly income from your investments.

₹5L₹5 Cr
₹1K₹5L
4%15%
1 yr40 yrs

* Based on a constant rate of return. Ensure your withdrawal amount does not exceed monthly earnings on the corpus.

TOTAL WITHDRAWN
Over the selected period
Initial Corpus

Monthly Withdrawal

Corpus Duration

Remaining Corpus
Plan Your Retirement Income →

Disclaimer: All calculations are for illustrative purposes only and are based on assumed constant rates of return. Actual returns will vary based on market conditions. Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing.

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